Your credit report is critical to a complete submission to the Bankruptcy Court. Typically, the report contains bills that you may have overlooked, forgotten, that were not properly forwarded to you and for sundry other reasons do not show up in your own files. This applies whether you are filing a solo bankruptcy or with a spouse or significant other.
Bring your credit report with you when you confer with an attorney. It will serve you well and make for a complete Petition for Bankruptcy.
Put us between you and the problem. TM