Some Random Initial Thoughts on my Blog:
Put Someone Between You and the Problem. (tm)
The American Medical Assoc. Journal recently reported that 62.1% of all bankruptcies have a medical cause.
New Client came to see me, this one a "medical" bankruptcy, like so many others. He is the victim of identity theft and owns a home with three other family members. NJ's Homestead Exemption protects $20,200 in equity of each owner so... he can declare bankruptcy and still keep his home. In about a year, his credit report will start looking better too. Bankruptcy is putting people back on their feet.